Insurance Coverage & Filing
We accept Delta Dental and UHC insurance and file claims with all major insurance carriers. Most plans include out-of-network benefits that provide reimbursement.
We currently accept Delta Dental and UHC insurance plans. If you have other insurance, we file claims as an out-of-network provider—most dental plans include out-of-network benefits.
How insurance filing works:
- We verify your benefits before treatment
- You pay your estimated portion at time of service
- We file the claim with your insurance company
- Your insurance reimburses you based on your plan’s coverage
If you have insurance other than Delta or UHC, we file claims as an out-of-network provider. Most dental plans cover a portion of out-of-network care—typically 50-80% of covered procedures.
You pay your portion at the appointment, we file the claim, and your insurance reimburses you directly.
We check your insurance benefits before treatment at no charge. You’ll know your coverage, deductibles, and out-of-pocket costs before committing.
Payment Options & Policies
We accept multiple payment methods and offer financing to make treatment accessible.
- All major credit cards (Visa, Mastercard, American Express, Discover)
- Cash or check
- CareCredit medical financing
- Cherry patient financing
- Lending Club patient financing
- HFD patient financing
- HSA and FSA funds accepted
Payment is due at time of service. We provide cost estimates before treatment so you know what to expect.
Cash discounts available—ask about rates when you receive your estimate.
Financing Options for Affordable Care
Flexible financing makes comprehensive dental care accessible without delaying treatment.
CareCredit is healthcare financing designed specifically for medical and dental procedures. Apply online in minutes and receive an immediate decision.
CareCredit benefits:
- Flexible monthly payment plans
- Special financing offers (6, 12, 18, 24 months interest-free options available)
- No down payment required
- Can be used for family members
- Quick online application
Cherry offers patient-friendly payment plans with simple approval and multiple plan options to fit your budget.
Cherry financing benefits:
- Easy approval process (no hard credit check to apply)
- Multiple payment plan options
- Fast approval—often within minutes
- Plans for various budgets and credit profiles
Lending Club offers medical and dental financing with flexible payment plans and competitive rates.
Lending Club benefits:
- Loan amounts from $1,000 to $40,000
- Fixed monthly payments
- No prepayment penalties
- Quick application and approval process
Transparent Pricing
You’ll receive written cost estimates before treatment. No surprise bills.
For complex cases, treatment can be phased over time to manage costs—full-mouth reconstruction completed in stages, for example. We’ll work with you to create a plan that fits your budget.
Call us to schedule your consultation. We’ll verify your insurance benefits and provide a clear cost estimate before treatment begins.
